Privacy Policy

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Effective Date: Jan, 16 2024

Disclaimer: “Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov . ”

TPMO Disclaimer: We do not offer every plan available in your area. Currently we represent multiple insurance organizations like aetna, humana, blue cross blue shield and others which offer multiple insurance products like medicare supplement, advantage, Plan D and life insurance in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

FCS Disclaimer: Participating sales agencies represent Medicare Advantage HMO, PPO and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.

OEP/SEP Disclaimer: ENROLLMENT IN THE DESCRIBED PLAN TYPE MAY BE LIMITED TO CERTAIN TIMES OF THE YEAR UNLESS YOU QUALIFY FOR A SPECIAL ENROLLMENT PERIOD.

California Consumer Privacy Act (CCPA)
The CCPA affords California residents certain rights over their personal information (subject to certain exceptions). This section applies only to “personal information” that is subject to the laws of the state of California. If you are a resident of the State of California and would like to learn how your “personal information” (as defined in the Shine the Light Law, Cal. Civ. Code § 1798.83) is shared with third parties, what categories of personal information that we have shared with third parties in the preceding year, as well as the names and addresses of those third parties, please e-mail us at: [email protected]. Further, if you are a resident of the State of California and would like to opt-out from the disclosure of your personal information to any third-party for marketing purposes, please e-mail us at: [email protected].

At Find Online Insurance, we are committed to protecting the privacy and confidentiality of our customers’ personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard the personal information you provide to us through our website and other online services. By accessing or using our services, you consent to the practices described in this Privacy Policy.

1. Information We Collect

We may collect personal information from you when you visit our website or use our online services. The types of personal information we collect may include:

• Contact information (such as name, address, email address, and phone number)
• Demographic information (such as age, gender, and marital status)
• Financial information (such as bank account details or credit card information)
• Policy and claim information (such as insurance coverage details and claims history)
• User preferences and interactions with our services

2. How We Use Your Information

We use the personal information we collect for the following purposes:

• Providing and improving our services, including processing insurance applications, managing policies, and facilitating claims
• Communicating with you regarding your inquiries, policy updates, and other relevant information
• Customizing and enhancing your experience with our website and services
• Analyzing trends and user behavior to improve our products and services
• Complying with legal and regulatory requirements

3. Information Sharing and Disclosure

We may share your personal information with third parties under the following circumstances:

• With your consent or as necessary to provide the requested services
• With our trusted business partners, service providers, and agents who assist us in operating our business
• To comply with legal obligations or respond to lawful requests from public authorities
• In the event of a merger, acquisition, or sale of all or a portion of our business, your personal information may be transferred to the acquiring entity
• To protect our rights, property, or safety and that of our customers or others

4. Data Security

We employ industry-standard security measures to protect the personal information we collect. However, no method of transmission or storage is entirely secure, and we cannot guarantee the absolute security of your information. You are responsible for maintaining the confidentiality of any passwords or account credentials provided to you.

5. Third-Party Links

Our website and services may contain links to third-party websites or services. We are not responsible for the privacy practices or content of such third-party websites. We encourage you to review the privacy policies of those websites before providing any personal information.

6. Children’s Privacy

Our services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If you believe we have inadvertently collected personal information from a child, please contact us immediately, and we will take steps to delete the information.

7. Changes to the Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or applicable laws. We will notify you of any material changes by posting the updated Privacy Policy on our website. Your continued use of our services after such modifications constitutes your acceptance of the revised Privacy Policy.

8. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at [email protected]

Note: This Privacy Policy is provided as a general guide and may vary slightly based on jurisdiction or specific circumstances. It is important to consult the actual privacy policy of Find Online Insurance for the most accurate and up-to-date information.